1. Overview
By accessing or using LendNavigator (“we,” “us,” “our”), you agree to these Terms. If you do not agree, do not use the website or tools.
2. No Financial Advice / No Offer
LendNavigator provides educational content and comparison features. We do not provide financial, legal, investment, or tax advice, and nothing on this site is an offer, approval, or commitment to lend. You should consult qualified professionals and verify details directly with providers.
3. Eligibility & Accounts
You must be able to form a binding contract to use the site. If we offer accounts or user features, you are responsible for maintaining account security and for activities under your account.
4. Acceptable Use
You agree not to misuse the site. This includes:
- Attempting to disrupt, overload, or reverse engineer the site;
- Automated scraping or harvesting (unless we explicitly permit via a written agreement);
- Uploading malware or attempting unauthorized access;
- Using the site to violate laws or third-party rights.
5. Data Accuracy & Timeliness
Rates, fees, APY/APR, and product terms can change frequently. We aim to keep information current, but some content may be delayed, incomplete, or incorrect. Always verify the latest terms on the provider’s official website before making decisions.
6. Third-Party Content & Links
We may link to third-party websites or display third-party trademarks or product names. We do not control third-party content and are not responsible for it. Links do not imply endorsement.
7. Advertising & Affiliate Relationships
We may receive compensation from partners (e.g., referral fees, affiliate commissions, sponsored placements). Compensation may affect where or how products appear. Sponsored placements are labeled where applicable. We strive to maintain editorial independence.
8. Intellectual Property
The site and its content (text, design, code, logos) are owned by LendNavigator or licensors and protected by applicable laws. You may not copy or distribute our content beyond personal, non-commercial use without permission.
9. Feedback & User Submissions
If you submit feedback or suggestions, you grant us permission to use them without obligation or compensation, unless otherwise required by law.
10. Disclaimers
THE SITE AND CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” WE DISCLAIM WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT TO THE MAXIMUM EXTENT PERMITTED BY LAW.
11. Limitation of Liability
To the maximum extent permitted by law, we will not be liable for indirect, incidental, special, consequential, or punitive damages, or for loss of profits, data, or goodwill arising from your use of the site.
12. Indemnification
You agree to indemnify and hold harmless LendNavigator and its affiliates from claims arising out of your misuse of the site or violation of these Terms.
13. Governing Law & Venue
These Terms are governed by the laws of the State of Florida, USA, without regard to conflict-of-law principles. Venue for disputes shall be in Florida courts, unless applicable law requires otherwise.
14. Changes to These Terms
We may update these Terms from time to time. Material changes will be reflected by updating the “Last updated” date. Continued use after changes means you accept the updated Terms.
15. Contact
Questions? Contact us via our Contact page.