1. Overview
This Privacy Policy describes how LendNavigator (“we,” “us,” “our”), operated by Eskaris LLC, collects, uses, and shares information when you use our website, tools, calculators, or services.
2. Notice at a Glance
In the past 12 months, we may have collected the following categories:
- Identifiers: name/email (if you submit via forms), IP address
- Internet/Device data: browser type, device info, pages viewed, approximate location
- Usage inputs: calculator inputs (used to generate outputs)
We do not sell personal information. We may share information with service providers (e.g., analytics, hosting) and for legal/security reasons.
3. Information We Collect
3.1 Information you provide
- Contact details you submit (e.g., name, email, message)
- Any content you send us via forms or support channels
3.2 Information collected automatically
- IP address, device and browser details
- Pages viewed, referral URLs, interaction events
- Approximate location inferred from IP (city/region level)
3.3 Calculator inputs
Calculator inputs are used to compute results. We design our systems to avoid storing calculator inputs permanently, but transient processing and short-lived logs may occur for security and reliability.
4. How We Use Information
- Provide and maintain the website and tools
- Respond to inquiries and support requests
- Measure performance and improve user experience
- Detect fraud, abuse, or security incidents
- Comply with legal obligations
5. Cookies & Analytics
We use cookies and similar technologies for essential functionality and analytics. You can control cookies through your browser settings. Some features may not work without certain cookies.
We may use analytics providers to understand aggregated usage trends. These providers may set their own cookies or identifiers subject to their policies.
6. How We Share Information
We may share information:
- With service providers (hosting, analytics, security) who process data on our behalf
- For legal reasons (to comply with law, protect rights, prevent fraud/abuse)
- In a business transfer (merger/acquisition), with appropriate safeguards
We do not sell personal information. If laws define “share” differently (e.g., cross-context behavioral advertising), we aim to provide appropriate choices where required.
7. Data Retention
We retain personal information only as long as necessary for the purposes described above, unless a longer retention period is required or permitted by law (e.g., security logs, dispute resolution).
8. Security
We use reasonable administrative, technical, and organizational measures to protect information. No system is 100% secure, and we cannot guarantee absolute security.
9. Your Privacy Rights
Depending on your jurisdiction, you may have rights to access, delete, or correct your personal information, and to object or restrict certain processing.
- Access: request a copy of personal data we hold about you
- Deletion: request deletion (subject to legal exceptions)
- Correction: request correction of inaccurate data
To make a request, contact us via our Contact page. We may need to verify your identity before fulfilling requests.
10. Children
We do not knowingly collect personal information from children under 13.
11. International Users
If you access the site from outside the United States, your information may be processed in the U.S. or other locations where our service providers operate.
12. Changes
We may update this Policy from time to time. Changes take effect when posted, and the “Last updated” date will be revised.
13. Contact
Questions or requests? Contact us via Contact.