Student Loan Calculator
Estimate your monthly student loan payments and repayment timeline.
Loan Details
Max 50 years
Estimated Monthly Payment
$301.96
Total Principal$10,000
Total Interest$870.52
Payoff Time3.0 Years
Total Cost$10,870.52
Balance Over Time
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Amortization Schedule
| Mo | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | $301.96 | $256.13 | $45.83 | $9,744 |
| 2 | $301.96 | $257.30 | $44.66 | $9,487 |
| 3 | $301.96 | $258.48 | $43.48 | $9,228 |
| 4 | $301.96 | $259.66 | $42.30 | $8,968 |
| 5 | $301.96 | $260.85 | $41.11 | $8,708 |
| 6 | $301.96 | $262.05 | $39.91 | $8,446 |
| 7 | $301.96 | $263.25 | $38.71 | $8,182 |
| 8 | $301.96 | $264.46 | $37.50 | $7,918 |
| 9 | $301.96 | $265.67 | $36.29 | $7,652 |
| 10 | $301.96 | $266.89 | $35.07 | $7,385 |
| 11 | $301.96 | $268.11 | $33.85 | $7,117 |
| 12 | $301.96 | $269.34 | $32.62 | $6,848 |
| 13 | $301.96 | $270.57 | $31.39 | $6,577 |
| 14 | $301.96 | $271.81 | $30.15 | $6,305 |
| 15 | $301.96 | $273.06 | $28.90 | $6,032 |
| 16 | $301.96 | $274.31 | $27.65 | $5,758 |
| 17 | $301.96 | $275.57 | $26.39 | $5,482 |
| 18 | $301.96 | $276.83 | $25.13 | $5,206 |
| 19 | $301.96 | $278.10 | $23.86 | $4,928 |
| 20 | $301.96 | $279.37 | $22.58 | $4,648 |
| 21 | $301.96 | $280.65 | $21.30 | $4,368 |
| 22 | $301.96 | $281.94 | $20.02 | $4,086 |
| 23 | $301.96 | $283.23 | $18.73 | $3,802 |
| 24 | $301.96 | $284.53 | $17.43 | $3,518 |
| 25 | $301.96 | $285.84 | $16.12 | $3,232 |
| 26 | $301.96 | $287.15 | $14.81 | $2,945 |
| 27 | $301.96 | $288.46 | $13.50 | $2,656 |
| 28 | $301.96 | $289.78 | $12.18 | $2,367 |
| 29 | $301.96 | $291.11 | $10.85 | $2,075 |
| 30 | $301.96 | $292.45 | $9.51 | $1,783 |
| 31 | $301.96 | $293.79 | $8.17 | $1,489 |
| 32 | $301.96 | $295.13 | $6.83 | $1,194 |
| 33 | $301.96 | $296.49 | $5.47 | $898 |
| 34 | $301.96 | $297.84 | $4.11 | $600 |
| 35 | $301.96 | $299.21 | $2.75 | $301 |
| 36 | $301.96 | $300.58 | $1.38 | $0 |
Planning Your Student Loan Repayment
Use this calculator to estimate payments for federal or private student loans. Entering your loan balance, interest rate, and term will help you understand your monthly obligations after graduation.