30-Year Fixed Mortgage Rates
Track daily mortgage rates and find the best lender for your new home.
30-Year Fixed Mortgage Rates
National Average
Data source: Federal Reserve Bank of St. Louis (FRED).
Last updated: January 15, 2026
Personalize Rates
Rates shown are national averages. State-level personalization is not yet available.*
Historical Rates (Past 12 Weeks)
30-Year Fixed Rate Mortgage
APR RANGE
5.8% – 7.5%
AMOUNT
$100,000 – $3,000,000
TERM TYPE
30Y FIXED
CREDIT SCORE
640
30-Year Fixed Rate Mortgage
APR RANGE
5.87% – 6.4%
AMOUNT
$50,000 – $3,000,000
TERM TYPE
30Y FIXED
CREDIT SCORE
620
30-Year Fixed Rate Mortgage
APR RANGE
5.9% – 7.5%
AMOUNT
$75,000 – $4,000,000
TERM TYPE
30Y FIXED
CREDIT SCORE
640
30-Year Fixed Rate Mortgage
Member FDIC
APR RANGE
5.9% – 7.6%
AMOUNT
$80,000 – $5,000,000
TERM TYPE
30Y FIXED
CREDIT SCORE
640
30-Year Fixed Rate Mortgage
APR RANGE
5.9% – 7.3%
AMOUNT
$75,000 – $3,000,000
TERM TYPE
30Y FIXED
CREDIT SCORE
640
30-Year Fixed Rate Mortgage
Member FDIC
APR RANGE
5.9% – 7.4%
AMOUNT
$100,000 – $3,000,000
TERM TYPE
30Y FIXED
CREDIT SCORE
660
30-Year Fixed Rate Mortgage
APR RANGE
6% – 7.4%
AMOUNT
$100,000 – $5,000,000
TERM TYPE
30Y FIXED
CREDIT SCORE
640
30-Year Fixed Rate Mortgage
APR RANGE
6% – 7.7%
AMOUNT
$100,000 – $3,000,000
TERM TYPE
30Y FIXED
CREDIT SCORE
660
30-Year Fixed Rate Mortgage
Member FDIC
APR RANGE
6% – 7.6%
AMOUNT
$75,000 – $3,000,000
TERM TYPE
30Y FIXED
CREDIT SCORE
660
30-Year Fixed Rate Mortgage
APR RANGE
6% – 7.7%
AMOUNT
$100,000 – $3,000,000
TERM TYPE
30Y FIXED
CREDIT SCORE
620
30-Year Fixed Rate Mortgage
APR RANGE
6.02% – 6.02%
AMOUNT
$75,000 – $5,000,000
TERM TYPE
30Y FIXED
CREDIT SCORE
620
30-Year Fixed Rate Mortgage
APR RANGE
6.1% – 7.8%
AMOUNT
$100,000 – $3,000,000
TERM TYPE
30Y FIXED
CREDIT SCORE
620
30-Year Fixed Rate Mortgage
APR RANGE
6.1% – 7.8%
AMOUNT
$50,000 – $2,000,000
TERM TYPE
30Y FIXED
CREDIT SCORE
640
30-Year Fixed Rate Mortgage
APR RANGE
6.15% – 6.15%
AMOUNT
$75,000 – $5,000,000
TERM TYPE
30Y FIXED
CREDIT SCORE
620
30-Year Fixed Rate Mortgage
APR RANGE
6.27% – 6.56%
AMOUNT
$75,000 – $5,000,000
TERM TYPE
30Y FIXED
CREDIT SCORE
640
30-Year Fixed Rate Mortgage
APR RANGE
6.38% – 6.38%
AMOUNT
$75,000 – $3,000,000
TERM TYPE
30Y FIXED
CREDIT SCORE
580
30-Year Fixed Rate Mortgage
APR RANGE
6.38% – 6.38%
AMOUNT
$75,000 – $5,000,000
TERM TYPE
30Y FIXED
CREDIT SCORE
620
30-Year Fixed Rate Mortgage
APR RANGE
6.39% – 6.39%
AMOUNT
$50,000 – $3,000,000
TERM TYPE
30Y FIXED
CREDIT SCORE
620
30-Year Fixed Rate Mortgage
Member FDIC
APR RANGE
6.41% – 6.41%
AMOUNT
$75,000 – $3,000,000
TERM TYPE
30Y FIXED
CREDIT SCORE
620
30-Year Fixed Rate Mortgage
APR RANGE
6.41% – 6.41%
AMOUNT
$75,000 – $5,000,000
TERM TYPE
30Y FIXED
CREDIT SCORE
620
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