VA Loan Rates

VA loans are government-backed mortgages available to eligible veterans, active-duty service members, and some surviving spouses. They often allow low or no down payment and may offer competitive rates compared with conventional loans. Lenders set final pricing, so compare offers and eligibility requirements.

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First Federal Bank logo

APR RANGE

5.49% – 6.38%

AMOUNT

$75,000 $3,000,000

TERM TYPE

VA 30Y

CREDIT SCORE

580

Armed Forces Bank logo

APR RANGE

5.49% – 5.8%

AMOUNT

$50,000 $2,000,000

TERM TYPE

VA 30Y

CREDIT SCORE

600

Real Genius logo

APR RANGE

5.51% – 6.38%

AMOUNT

$75,000 $4,000,000

TERM TYPE

VA 30Y

CREDIT SCORE

620

Central Bank logo

APR RANGE

5.52% – 6.39%

AMOUNT

$50,000 $2,000,000

TERM TYPE

VA 30Y

CREDIT SCORE

620

Simplist logo

APR RANGE

5.56% – 6.19%

AMOUNT

$75,000 $3,000,000

TERM TYPE

VA 30Y

CREDIT SCORE

620

Navy Federal Credit Union logo

APR RANGE

5.6% – 6.8%

AMOUNT

$75,000 $2,000,000

TERM TYPE

VA 30Y

CREDIT SCORE

600

Farmers Bank of KC logo

APR RANGE

5.6% – 6.4%

AMOUNT

$50,000 $2,500,000

TERM TYPE

VA 30Y

CREDIT SCORE

620

Better.com logo

APR RANGE

5.62% – 6.14%

AMOUNT

$100,000 $3,000,000

TERM TYPE

VA 30Y

CREDIT SCORE

620

New American Funding logo

APR RANGE

5.64% – 6.16%

AMOUNT

$75,000 $5,000,000

TERM TYPE

VA 30Y

CREDIT SCORE

580

NBKC Bank logo

APR RANGE

5.74% – 6.17%

AMOUNT

$75,000 $3,000,000

TERM TYPE

VA 30Y

CREDIT SCORE

620

PenFed Credit Union logo

APR RANGE

5.75% – 7.1%

AMOUNT

$100,000 $2,500,000

TERM TYPE

VA 30Y

CREDIT SCORE

620

Veterans United logo

APR RANGE

5.8% – 6.9%

AMOUNT

$100,000 $2,000,000

TERM TYPE

VA 30Y

CREDIT SCORE

620

Tomo Mortgage logo

APR RANGE

5.8% – 6.02%

AMOUNT

$100,000 $5,000,000

TERM TYPE

VA 30Y

CREDIT SCORE

600

Next Door Lending logo

APR RANGE

5.93% – 6.15%

AMOUNT

$100,000 $4,000,000

TERM TYPE

VA 30Y

CREDIT SCORE

600

Sage Home Loans logo

APR RANGE

6.2% – 6.5%

AMOUNT

$100,000 $3,000,000

TERM TYPE

VA 30Y

CREDIT SCORE

620

Zillow Home Loans logo

APR RANGE

6.25% – 6.89%

AMOUNT

$100,000 $4,000,000

TERM TYPE

VA 30Y

CREDIT SCORE

620

VA Loan Guides

8 min read

The Comprehensive Home Buying Guide: From Pre-Approval to Keys

Buying a home is a marathon, not a sprint. This step-by-step roadmap guides you through credit checks, pre-approval strategies, making a winning offer, and navigating the complex closing process without surprises.

Read more
7 min read

Demystifying Mortgage Types: Conventional, FHA, VA, and USDA

Not all mortgages are created equal. We break down the four major loan programs, comparing down payment requirements, credit score limits, and mortgage insurance costs to help you find the perfect fit.

Read more
8 min read

The True Cost of a Mortgage: Interest, APR, Points, and Closing Costs

What is a "discount point" and is it worth buying? We decode the jargon of mortgage quotes, explaining the crucial difference between Interest Rate and APR, and how to do the math on closing costs.

Read more