Best Homeowners Insurance

Protect your home with comprehensive coverage options.

Focus on dwelling coverage that matches your rebuild cost, and compare deductibles and available discounts.

Premium estimates are illustrative for an example home profile (single-family home, standard risk area).

Home Insurance Guides

9 min read

Homeowners Insurance Explained: What It Covers (and What's Excluded)

Home insurance isn’t just “fire coverage.” Learn what dwelling, personal property, liability, and loss-of-use really pay for—plus the exclusions that surprise homeowners.

Read more
8 min read

How to Lower Home Insurance Costs: Discounts, Deductibles, and Smart Risk Moves

Home insurance premiums are rising nationwide. Learn the real levers that reduce cost—bundling, home hardening, claims strategy, and choosing deductibles without risking your emergency fund.

Read more
9 min read

Home Insurance Claims: Step-by-Step Guide to Filing, Documentation, and Payouts

From storm damage to theft, learn how to file a homeowners claim correctly, document losses, work with adjusters, and avoid common settlement mistakes that delay payment.

Read more