Editorial Policy

Our standards for accuracy, independence, and transparency.

Effective date: January 6, 2026

Last updated: January 6, 2026

Quick summary (not legal advice)

  • We aim to present accurate, comparable information and to clearly label advertising and affiliate relationships.
  • Partners do not buy better ratings. Compensation may affect placement, but it does not change our evaluation criteria.
  • If you find an error, tell us — see Corrections.

1. Overview

LendNavigator publishes educational content and comparison tools to help users understand financial products. We are not a bank, lender, broker, or financial advisor, and we do not provide personalized financial, tax, or legal advice. Always verify terms directly with the provider before applying.

2. Editorial Independence

Our editorial decisions are made independently. Commercial relationships (advertising, affiliate fees, sponsored placements) do not determine our evaluation criteria.

  • We separate editorial review from commercial negotiations.
  • Partners cannot pay to improve a score or change an evaluation.
  • When placement is influenced by compensation, we aim to label it clearly.

3. How We Select Products

We may list products based on relevance to our categories, availability of verifiable terms, user interest, and data freshness. We do not claim to cover every provider or every product on the market.

  • We may exclude offers if key terms cannot be verified or kept reasonably current.
  • Eligibility and availability may vary by state, credit profile, and other factors.

4. Sources & Standards

We rely on a mix of sources, such as provider disclosures, official datasets (e.g., public economic series), and partner feeds. We aim to normalize terms into comparable fields (APR ranges, fees, rewards rates, yields, and conditions).

If our displayed information conflicts with a provider’s official disclosure, the provider’s disclosure governs.

5. Review & Updates

Financial terms can change frequently. We aim to keep information current and may display “last updated” dates where feasible. Content and datasets are periodically reviewed and refreshed. Update cadence may vary by category.

We may earn compensation from partners when users click certain links or submit an application. Compensation may affect placement (for example, “featured” positions). When applicable, we aim to label sponsored placements clearly.

Read more on Disclosures.

7. Corrections

We take accuracy seriously. If you believe content is inaccurate or outdated, please submit a correction request. See Corrections.

8. User Feedback

We welcome feedback that improves clarity and accuracy. Feedback does not guarantee a specific change, but it helps us prioritize reviews.

9. Contact

For editorial questions or correction requests, contact us via Contact or email info@lendnavigator.com.