Best Checking Accounts

Compare the best checking accounts for your daily spending needs. Find accounts with no monthly fees, ATM fee reimbursements, and competitive interest rates.

Sort by:
TAB Bank
Checking Account
Member FDIC
See offers
APY
2.75%
Min deposit
$0
Monthly fee
No fee
UFBDirect
Checking Account
Member FDIC
See offers
APY
2.00%
Min deposit
$0
Monthly fee
No fee
Zynlo Bank
Checking Account
Member FDIC
See offers
APY
2.00%
Min deposit
$0
Monthly fee
No fee
BankFive
Checking Account
Member FDIC
See offers
APY
2.00%
Min deposit
$100
Monthly fee
No fee
nbkc bank
Everything Account
Member FDIC
See offers
APY
1.75%
Min deposit
$0
Monthly fee
No fee
CFG Bank
Checking Account
Member FDIC
See offers
APY
1.25%
Min deposit
$1,000
Monthly fee
No fee
Quontic Bank
Checking Account
Member FDIC
See offers
APY
1.10%
Min deposit
$100
Monthly fee
No fee
Bask Bank
Interest Checking Account
Member FDIC
See offers
APY
1.00%
Min deposit
$0
Monthly fee
No fee
LendingClub
Checking Account
Member FDIC
See offers
APY
1.00%
Min deposit
$2,500
Monthly fee
No fee
American Express National Bank
Checking Account
Member FDIC
See offers
APY
1.00%
Min deposit
$0
Monthly fee
No fee
SoFi
Checking & Savings
Member FDIC
See offers
APY
0.50%
Min deposit
$0
Monthly fee
No fee
First Internet Bank of Indiana
Checking Account
Member FDIC
See offers
APY
0.50%
Min deposit
$25
Monthly fee
No fee
Capital One
360 Checking
Member FDIC
See offers
APY
0.10%
Min deposit
$0
Monthly fee
No fee
Ally
Interest Checking
Member FDIC
See offers
APY
0.10%
Min deposit
$0
Monthly fee
No fee
Charles Schwab Bank
Schwab Bank Investor Checking
Member FDIC
See offers
APY
0.05%
Min deposit
$0
Monthly fee
No fee
Forbright Bank
Checking (Branch)
Member FDIC
See offers
APY
0.00%
Min deposit
$25
Monthly fee
No fee
Discover Bank
Cashback Debit (Checking)
Member FDIC
See offers
APY
0.00%
Min deposit
$0
Monthly fee
No fee
Chime
Checking Account
FDIC pass-through via Program Banks
See offers
APY
0.00%
Min deposit
$0
Monthly fee
No fee
Cash App
Cash App Banking
FDIC pass-through via Program Banks
See offers
APY
0.00%
Min deposit
$0
Monthly fee
No fee
Axos Bank
Checking Account
Member FDIC
See offers
APY
0.00%
Min deposit
$0
Monthly fee
No fee
Showing 20 of 23 rates

Disclaimer: Rates are estimates based on our latest research and may differ from the provider's current offers. Always check the provider's website for the most up-to-date terms and conditions. Rates are subject to change and are not guaranteed.

Checking account guidance

7 min read

How to Choose the Perfect Checking Account: Fees, Features, and Access

Your checking account is the hub of your financial life. We guide you through monthly maintenance fees, ATM networks, and the critical role of FDIC insurance.

Read more
8 min read

The Hidden Costs of Free Checking: Overdrafts, NSF Fees, and Regulation E

Did you know a $5 cup of coffee could cost you $40? We explain overdraft protection, opt-in rules under Regulation E, and how to avoid fees.

Read more
6 min read

Beyond Basic Banking: Rewards Checking and High-Yield Options

Why settle for 0% interest? Learn how rewards checking can offer cash back or high APY—if you meet the requirements—and how to stay safe from debit fraud.

Read more