15-Year Refinance Rates

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6 min read

Should You Refinance? How to Calculate Your Break-Even Point

Lowering your interest rate sounds great, but refinancing isn't free. We explain how to calculate your 'break-even point' to ensure the upfront costs don't outweigh your monthly savings.

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7 min read

Cash-Out Refinance: Pros, Cons, and Risks

Need cash for home improvements or debt consolidation? A cash-out refinance lets you tap into your home's equity, but treating your home like a piggy bank comes with risks you need to understand.

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6 min read

The Hidden Costs of Refinancing: Appraisal, Title, and Fees

Refinancing isn't free. From appraisals to title insurance, we break down the typical closing costs involved and explain the pros and cons of 'no-closing-cost' loans.

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