Best CD Rates

Secure a fixed rate of return with Certificates of Deposit (CDs). Compare high-yield CD rates across various terms to reach your savings goals.

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Disclaimer: Rates are estimates based on our latest research and may differ from the provider's current offers. Always check the provider's website for the most up-to-date terms and conditions. Rates are subject to change and are not guaranteed.

CD Guides

8 min read

Building a CD Ladder: How to Secure High Rates Without Locking Up All Your Cash

Don't lock all your money away for 5 years. Use the 'Ladder Strategy' to keep cash accessible while still earning top-tier interest rates. Here is the step-by-step blueprint.

7 min read

Beyond the Standard CD: Jumbo, Brokered, and No-Penalty Options

Brokered CDs vs. Bank CDs? No-Penalty vs. Jumbo? We decode the terminology and warn you about the one thing that kills CD returns: The Early Withdrawal Penalty.

8 min read

When to Lock In: Predicting CD Rates in a Volatile Economy

Should you lock in a 5% rate for 1 year or 4% for 5 years? Understanding the Yield Curve and the Federal Reserve's moves is the key to maximizing your long-term returns.