FHA Loan Rates
FHA loans are government-insured mortgages designed to help borrowers qualify with lower down payments and more flexible credit requirements. They're popular with first-time homebuyers, but include mortgage insurance premiums. Compare lenders to understand total monthly cost and qualification rules.
FHA Purchase Loan
APR RANGE
5.8% – 5.91%
AMOUNT
$75,000 – $1,089,000
TERM TYPE
FHA 30Y
CREDIT SCORE
580
FHA Mortgage
APR RANGE
5.88% – 6.15%
AMOUNT
$50,000 – $1,500,000
TERM TYPE
FHA 30Y
CREDIT SCORE
600
FHA Broker Program
APR RANGE
5.91% – 5.93%
AMOUNT
$75,000 – $2,000,000
TERM TYPE
FHA 30Y
CREDIT SCORE
580
FHA Home Loan
APR RANGE
5.95% – 6.19%
AMOUNT
$75,000 – $2,000,000
TERM TYPE
FHA 30Y
CREDIT SCORE
580
FHA Fixed Rate
APR RANGE
6% – 6.14%
AMOUNT
$100,000 – $2,000,000
TERM TYPE
FHA 30Y
CREDIT SCORE
580
FHA Mortgage
APR RANGE
6.04% – 6.16%
AMOUNT
$75,000 – $3,000,000
TERM TYPE
FHA 30Y
CREDIT SCORE
580
FHA Loan
Member FDIC
APR RANGE
6.13% – 6.17%
AMOUNT
$50,000 – $2,000,000
TERM TYPE
FHA 30Y
CREDIT SCORE
600
FHA 30-Year Fixed
APR RANGE
6.14% – 6.25%
AMOUNT
$50,000 – $2,000,000
TERM TYPE
FHA 30Y
CREDIT SCORE
580
FHA Loan Options
APR RANGE
6.14% – 6.14%
AMOUNT
$75,000 – $2,000,000
TERM TYPE
FHA 30Y
CREDIT SCORE
600
FHA Fixed Rate
APR RANGE
6.64% – 6.89%
AMOUNT
$100,000 – $2,000,000
TERM TYPE
FHA 30Y
CREDIT SCORE
580
FHA Loan Guides
The Comprehensive Home Buying Guide: From Pre-Approval to Keys
Buying a home is a marathon, not a sprint. This step-by-step roadmap guides you through credit checks, pre-approval strategies, making a winning offer, and navigating the complex closing process without surprises.
Read moreDemystifying Mortgage Types: Conventional, FHA, VA, and USDA
Not all mortgages are created equal. We break down the four major loan programs, comparing down payment requirements, credit score limits, and mortgage insurance costs to help you find the perfect fit.
Read moreThe True Cost of a Mortgage: Interest, APR, Points, and Closing Costs
What is a "discount point" and is it worth buying? We decode the jargon of mortgage quotes, explaining the crucial difference between Interest Rate and APR, and how to do the math on closing costs.
Read more