Mortgage Affordability Calculator
Calculate how much home you can afford based on your income and debts.
Your Information
$
$
Include car loans, credit cards, student loans, etc.
Affordability Results
Maximum Home Price
$335,380
Max Monthly Payment
$1,750
Required Down Payment
$67,076
Calculation Details
Monthly Gross Income:$6,250
Max Housing Expense (28%):$1,750
Max Total Debt (36%):$2,250
Disclaimer: This calculator provides an estimate based on the 28/36 rule (28% of gross income for housing, 36% for total debt). Actual home affordability depends on credit score, employment history, and lender-specific requirements. Property taxes, HOA fees, and insurance costs vary by location. Consult with a mortgage professional for personalized advice.